I have a B. Tech. (Mechanical Engineering) Hons. from IIT Delhi in 1^st division. I graduated in 1972 and joined Union Carbide India Ltd. As an Engineer Trainee and worked in their plants in Lucknow, Chennai & Calcutta till 1974 when I was selected as a Probationary Officer in State Bank of India. Worked in various branches before being posted to the Consultancy Bureau where the job included preparing Data Bank Dossiers on Hand tools industry, Sports Goods Industry in MSME sector, Techno-economic appraisal of financing proposals under Entrepreneur Scheme& nursing of sick units.

Was posted to London for 2 years at Middle Managerial Level in Negotiations department and in Branch administration of SBI’s UK branches. Worked as a Branch Manager in various important branches and as Faculty State Bank Institute of Information & Communication Management, Hyderabad.  AGM(Computer & Communication) Delhi where I was instrumental in getting a 100 branches fully computerised in one year and getting an appreciation letter from Chairman SBI for being the best performing Circle in computerisation. Worked in Joint team of SBI & GE which established SBI Credit Card  in India. Then as DGM in Lucknow Zonal Office looking after 300 branches of SBI in Central UP. Thereafter joined as Director , National Institute of Banking Studies & Corporate Management, Noida which was set for training bankers from 4 Banks viz. OBC, P&SB, J&K Bank & Nainital Bank. In 2011 joined BIMTECH as Associate Prof. Finance.

• B.Tech. (Mech.Engineering) Hons. from IIT Delhi 1972 Project IC Engines
• Certified Associate of The Indian Institute of Bankers Distinction in Financial Accounting
• French  Level 100 Course from Alliance Francaise Hyderabad
• Decision Support Systems: 4 week Course at IIM Ahmedabad
• VISA Training Course Bangalore 1 week

• Banking
• Cyber Crime in Banks & its Prevention
• Examination Reform
• Six Sigma in Funds Realisation in Card Operations
• Technology in Banking

• Management of Commercial Banks
• Banking Law & Operation
• Applications of Excel
• Financial Accounting
• Corporate Finance

• Associate Professor, Finance, Birla Institute of Management Technology, Greater Noida, India, 7 July 2011– onwards.
• General Manager (North India) branches Manappuram Finance from 2009-11
• Director National Institute of Banking Studies & Corporate Management (NIBSCOM) Noida 2004-2009
• SBI 1974-2004 including stints as DGM
• Deputy General Manager, SBI Zonal Office, Lucknow  2003-04
• AGM & Deputy General Manager, SBI Card, Gurgaon & Mumbai 1998-2003
• Various assignments in SBI in London, Delhi & Hyderabad including AGM (Computerisation & Communications)
• Union Carbide India Ltd. Engineer in their plants in Madras, & Calcutta 1974-76

• Director, NIBSCOM reporting to Chairmen of 4 Banks viz. OBC, PSB,J&K Bank, Nainital Bank
• Faculty State Bank Institute of Information & Communication Management Hyderabad 5 years from 1988-93
• India Based Trainee Officer SBI London for 2 years 6 months heading Negotiations department

• Best Project Award from GE for Project entitled “Six Sigma in Six Days” which resulted in efficient realisation of funds for the company
• Recognition in SBI in the role of AGM (Computerisation) for having computerised 100 branches in a year converting them from manual to fully computerised branches

• Currently working on Thesis on Examination evaluation and linkages to Admission & Placement under FPM

• ICMC 2013 Published a Case study on Delay in cheque realisations  which was used also for teaching students Payment Systems

• Written Blogs on interview with SBI Chairman, Financial Products etc
• Have run 10 Airtel Half Marathons with an average time of 2 hours 15 minutes and an article was published in a Reliance journal on keeping fit.

• Training Program in MSME for Officers of Nepal Bank

• IIT Alumni Association
• Trustee of a Private Trust which is invests in Education of the Girl child

• Volunteer, Ranganathan Society, capacity building for teachers, 2019 onwards.